Wisconsin Auto Insurance Laws: 6 Key Things to Know Before Filing a Claim

Dealing with a car accident? Understanding Wisconsin's auto insurance laws is essential for filing a successful claim after a car accident. We break down the essentials you need to know.

What is Comparative Negligence?

Wisconsin uses comparative negligence, where a fault is shared among parties. Your compensation could be reduced based on your level of fault. Collect strong evidence to support your claim!

Essential Insurance Coverage

Liability Insurance: Minimum coverage of $25,000 for one person, $50,000 for multiple people, and $10,000 for property damage.

Uninsured/Underinsured Coverage: Protects you if the other driver lacks adequate insurance.

Wisconsin requires:

Key Legal Rights in Auto Insurance Claims

Report Accidents Promptly: Report your accident to your insurer ASAP for faster resolution and support.

No-Fault vs. Fault State: Wisconsin is a fault state, but PIP coverage may help with immediate expenses.

Filing a Claim with an Attorney: Work with a personal injury attorney to navigate the process and ensure your claim is well-documented.

Know Your Policy Limits

Insurance policies have coverage limits. If damages exceed these limits, you might need to pursue additional compensation through other avenues.

Additional Coverage Options

Consider adding comprehensive and collision coverage to protect your vehicle against various damages, even if you’re at fault.

Why Consult a Personal Injury Attorney?

An attorney can navigate legal complexities, negotiate with insurance companies, and represent you in court. They work on a contingency fee, so you only pay if you win!

How Actions Affect Rates

At-fault accidents and traffic violations can raise your insurance premiums. Safe driving and a clean record help keep rates low.

Why Hire an Auto Insurance Attorney?

An auto insurance attorney provides legal expertise, negotiates with insurers, investigates your case, and represents you in court if needed.

Looking for More?

Want to dive deeper into Wisconsin auto insurance laws? Explore our full blog post for comprehensive insights and practical advice.

Thank You!

For personalized legal assistance, contact Mahony Law for a free consultation. We’re here to guide you through every step.