Victims of car accidents should have a general understanding of how the car accident claims process works. Read this story to learn more.
Check for any injuries and call 911 if anyone is seriously hurt. Do not – under any circumstance – leave the scene before the authorities arrive.
You have 10 days to report the accident to the Wisconsin Department of Transportation if it involved an injury, death, or property damage over $1,000.
Seeking medical attention at the scene is crucial for the car accident claim, even if you think your injuries are minor (or non-existent).
When you speak to your insurance company, provide as much information as you can:
The time, date, and location of the accident
Details of the other driver
An overview of the circumstances
An adjuster from the insurance company will review the accident and take statements. They may also visit the scene, assess vehicle damage, and review police and medical reports.
You (and an attorney) will negotiate a settlement with the at-fault party’s insurance company to cover the damages you suffered.
If the insurance company does not offer a fair settlement, you can take the injury claim to court to pursue justice.
You and your attorney will file a formal complaint in the appropriate court
There will be a “discovery”
The judge or jury will make a ruling.
The claim may go to trial if an agreement is not reached.
An attorney is instrumental in earning fair compensation. They will manage every legal hurdle – so you can focus on recovering from the injury.