If you’re the victim of a car accident – and have suffered injuries – you need a basic understanding of how the settlement process works. Read on!
Known as “tort law”, Wisconsin operates under the notion that the party who caused the car accident is legally responsible for the damages incurred by the victim.
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All car accidents must be reported within 10 days if there was an injury, death, or property damage exceeding $1,000.
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Submit a Driver Report of Accident
Once a claim is filed, the adjuster will review the accident report, examine vehicle damage, and study medical assessments to determine liability.
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Damages for car accidents generally include:
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– Medical bills – Future medical treatment (estimates) – Property damages – Lost income – Pain and suffering – Reduced quality of life – Lost companionship – Disability/disfigurement
Your attorney will negotiate with the at-fault party’s insurance company for compensation to cover all damages incurred.
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Insurance companies will offer a lowball settlement. A personal injury attorney is instrumental in negotiating for fair compensation.
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If the at-fault party does not offer adequate compensation to cover damages, victims may take the case to trial – with the help of an attorney.
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Read the full post to learn more about how car accident settlements work in Wisconsin.